Fee Structure

GenieGenerate implements a dynamic fee structure that rewards long-term participation while ensuring system sustainability. This structure applies to all loyalty-based revenue sources.

Base Rates

• Standard fee rate: 45% of transaction value

• Applies to all loyalty-based revenue sources:

  • Instant Earn activities

  • POS partner payments

  • E-marketplace transactions

  • Affiliate cashback

  • Charity donations

  • Profit withdrawals

  • Debit card cashback

• Transparent fee calculation and collection

• Automated processing through smart contracts

Loyalty Discounts

• Fee reduction: 5% per loyalty point

• No maximum limit to loyalty points

• Minimum fee floor: 20%

• Reset rules:

  • Points reset if daily investment missed

  • Discount recalculation on reset

  • Immediate effect on fee rates

Loyalty Discount Structure

Smart Allocation

• Priority allocation to daily investment requirement

• If daily investment not made:

  • Fee first covers $1 USD equivalent investment

  • Excess goes to Additional Revenue Pool

• If daily investment completed:

  • Investment amount returned as discount

  • Remaining fee to Additional Revenue Pool

Smart Fee Allocation

Example Calculations

Example 1: Basic Transaction

Transaction Amount: 100 USD
Loyalty Score: 0 points
Base Fee: 45%
Daily Investment: Not Made

Calculation:
- Fee Amount = 100 USD × 45% = 45 USD
- Daily Investment = 1 USD
- To Additional Pool = 44 USD
- User Receives = 55 USD

Example 2: With Loyalty Discount

Transaction Amount: 100 USD
Loyalty Score: 3 points
Fee Reduction: 15% (5% × 3)
Applied Fee: 30% (45% - 15%)
Daily Investment: Already Made

Calculation:
- Fee Amount = 100 USD × 30% = 30 USD
- Discount Return = 1 USD
- To Additional Pool = 29 USD
- User Receives = 71 USD

Example 3: Minimum Fee

Transaction Amount: 100 USD
Loyalty Score: 6 points
Potential Fee: 15% (45% - 30%)
Applied Fee: 20% (minimum floor)
Daily Investment: Already Made

Calculation:
- Fee Amount = 100 USD × 20% = 20 USD
- Discount Return = 1 USD
- To Additional Pool = 19 USD
- User Receives = 81 USD

This fee structure creates a balanced system that:

• Rewards consistent participation

• Maintains platform sustainability

• Ensures fair value distribution

• Provides clear benefit calculation