Fee Structure
GenieGenerate implements a dynamic fee structure that rewards long-term participation while ensuring system sustainability. This structure applies to all loyalty-based revenue sources.
Base Rates
Standard fee rate: 45% of transaction value
Applies to all loyalty-based revenue sources:
Instant Earn activities
POS partner payments
E-marketplace transactions
Affiliate cashback
Charity donations
Profit withdrawals
Debit card cashback
Transparent fee calculation and collection
Automated processing through smart contracts
Loyalty Discounts
Fee reduction: 5% per loyalty point
No maximum limit to loyalty points
Minimum fee floor: 20%
Reset rules:
Points reset if daily investment missed
Discount recalculation on reset
Immediate effect on fee rates

Smart Allocation
Priority allocation to daily investment requirement
If daily investment not made:
Fee first covers $1 USD equivalent investment
Excess goes to Additional Revenue Pool
If daily investment completed:
Investment amount returned as discount
Remaining fee to Additional Revenue Pool

Example Calculations
Example 1: Basic Transaction
Transaction Amount: 100 USD
Loyalty Score: 0 points
Base Fee: 45%
Daily Investment: Not Made
Calculation:
- Fee Amount = 100 USD × 45% = 45 USD
- Daily Investment = 1 USD
- To Additional Pool = 44 USD
- User Receives = 55 USD
Example 2: With Loyalty Discount
Transaction Amount: 100 USD
Loyalty Score: 3 points
Fee Reduction: 15% (5% × 3)
Applied Fee: 30% (45% - 15%)
Daily Investment: Already Made
Calculation:
- Fee Amount = 100 USD × 30% = 30 USD
- Discount Return = 1 USD
- To Additional Pool = 29 USD
- User Receives = 71 USD
Example 3: Minimum Fee
Transaction Amount: 100 USD
Loyalty Score: 6 points
Potential Fee: 15% (45% - 30%)
Applied Fee: 20% (minimum floor)
Daily Investment: Already Made
Calculation:
- Fee Amount = 100 USD × 20% = 20 USD
- Discount Return = 1 USD
- To Additional Pool = 19 USD
- User Receives = 81 USD
This fee structure creates a balanced system that:
Rewards consistent participation
Maintains platform sustainability
Ensures fair value distribution
Provides clear benefit calculation
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